To borrow through KOMJEY, you must:

• Be a Cambodian or permanent resident
• Be at least 18 years old
• Have a verifiable ABA bank account
• Currently employed with Salary slip or Self-employed with an income document

Currently we offer two types of loan within KOMJEY:

• Payday Loan - You must repay KOMJEY within 30 days, and the loan amount that you can get is from 50$ upto 500$.
• EMI Loan (Equated Monthly Installment) - Equated Monthly Installment, KOMJEY offers you to repay back upto 6 months by breaking down the repayment equally each month with a fixed interest of 10%.

You can get a Payday loan upto 500$ and you must repay back all to KOMJEY in one time only, within 30 days.

(Equated Monthly Installment) You can get a loan upto 500$ and you can repay back to KOMJEY (installment) from 2 to 6 months. You must choose how many months you wish to commit installment as it CANNOT be changed later.

Applying for a loan is fast, easy and confidential.

1. Check your rate within KOMJEY Mobile Application - In just a few minutes, you can see what you qualify for without affecting your credit score.
2. Complete the online application - To wrap up your application, you’ll need to submit a few things. You’ll provide information like your address and photo of the Identify card. You may also be asked to submit some income and Salary slip documents.
3. Confirm your information - Your To-Do List shows the tasks you have left to complete your verifications. Once you wrap those up, we'll review your loan request, and then you'll be on your way!